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How Long Does it Take to File an 18 Wheeler Claim? It can take longer for a claim from a car accident to be settled than an 18-wheeler accident. This is because truck accidents often involve severe injuries. There are many variables that affect the time needed to reach an agreement. Here are some of the most crucial factors. Insurance claims Like all vehicles on the road, 18-wheeler truckers must carry a minimum amount of insurance. This is a good reason; collisions with large trucks can cause more serious injury and property damage than a typical car accident. In reality, these accidents often result in deaths and a number of catastrophic injuries. Because of this, it is vital that victims of these accidents make a claim for the compensation they are entitled to. While insurance for 18 wheelers is a must however, it can be difficult to find policies that can meet all your needs. You may require additional insurance based on the type and amount of cargo your trucks transport. For instance, hazmat carriers may require as much as $5 million in liability insurance. Other policies that you might require include towing coverage, trailer interchange insurance, and cargo insurance. In addition to the above, an experienced attorney can assist you in determining what kinds of insurance coverage your business requires. He or she will assist you in negotiating with insurance companies to ensure that your claim is resolved. In some cases, insurance companies may try to limit their liability by claiming negligence of a comparative nature. This can seriously diminish the value of your claim. An attorney can help to refute these claims and obtain the most compensation you are entitled to. A seasoned lawyer will ensure that you get the funds required to recover regardless of the way you were injured in your accident. Settlements In many instances, the victim of a truck crash will receive a settlement offer before filing a lawsuit. The insurance company of the trucking company or legal team will make this offer, which is often considerably less than the victim's right to. A victim should never accept this offer without talking to an attorney who specializes in personal injury. The value of the settlement will depend on several factors, such as the severity of injuries and property damage. It also depends on medical costs. The non-economic costs can also be considered, especially when you've been emotionally or physically wounded by the accident. However these losses are difficult to quantify and require expert analysis. The amount of the final compensation is also influenced by the determination of the liability. If you can prove that the party responsible violated traffic laws, acted negligently or caused the wreck by some other negligence, they will be responsible for paying your damages. There are other legal defenses which can restrict their liability. These include comparative fault and contributory negligence. The owners of trucking companies can also be held accountable for accidents. This could happen if the driver of the truck was operating in poor condition or the company was not able to maintain the vehicle in good repair. In addition, if cargo was not properly loaded or a portion of the truck was damaged the shipping company and the cargo loading company could be held accountable. Filing a lawsuit You could be required to file a lawsuit when the insurance company does not provide an equitable settlement. This can delay the resolution of your case but it could also result in a bigger settlement. Whether 18 wheeler accident case norfolk choose to settle or go to trial, an experienced truck accident lawyer is the best choice. You require someone to guard your interests as insurance companies will try to deny your claim. A Lafayette truck accident lawyer can look over your crash, determine the value of your injuries, and make sure you receive the highest damages for your injuries. In a lot of 18 wheeler accidents several parties are responsible. For instance, if a truck driver was under the influence of alcohol or violating hours of service regulations or his employer could be held accountable. In addition, the company that makes of a vehicle part or repair shop could be held accountable in the event that a defective component caused the accident. Moreover, cargo loading or shipping companies can be held responsible for accidents involving their trucks. This is because the trucks must be loaded and shipped in a manner that is safe to prevent them from tipping over or hitting the ground. They are required to comply with strict safety guidelines. Additionally, you can recover non-economic losses like discomfort and pain. Trial Negotiations with the insurance company are used to settle the majority of truck accident cases. A fair settlement should include all medical expenses including treatment and medical expenses, as well as any other losses you've suffered or are likely to suffer. An attorney can assist you in determining the future damages you could be, as well as whether punitive damages might be applicable. An experienced attorney can help you through this procedure. The extent of your injuries will determine how much compensation you will receive. Certain injuries will only affect you for some time but others will have a lasting or long-lasting effects on your life. It can also take time to determine fault, because it's not always evident in 18 wheeler accidents. This is because there may be multiple liable parties such as the driver of the truck and the company that employs them. In some cases there may be mechanical problems in the vehicle that lead to a crash. In this situation, it may be necessary to hold the repair shop or the manufacturer accountable for any damage. There are a myriad of factors that affect the amount of an 18-wheeler settlement but these cases tend to have larger settlements overall in comparison to those involving automobiles. This is due to the seriousness of the injuries and the damages that may be caused by these accidents.